Terms and Conditions

1. Acceptance of Terms

By accessing or using the Pipoll application ("the App"), you confirm that you are at least 13 years of age, or have the consent of a parent or guardian who is at least 18 years of age. You agree to be bound by these Terms and Conditions and to comply with all applicable laws and regulations in your jurisdiction.

2. Description of Service

Pipoll is a social goal-tracking platform that allows users to set personal goals, track progress, and engage with a community of peers. The service includes a virtual token system for motivational purposes.

Disclaimer: Pipoll is NOT a financial platform, gambling service, investment advisory, or regulated financial product. All tokens and values within the app are virtual and have no real-world monetary value.

3. Eligibility and Age Requirements

The App is accessible to users aged 13 and older. Users between 13 and 17 years of age must obtain verifiable parental or guardian consent before using the App. Users residing in jurisdictions where the service may be restricted or prohibited access and use the App at their own risk.

4. Account Registration and Security

You are required to register for an account to access certain features of the App. You agree to provide accurate, current, and complete information during registration. You are responsible for safeguarding your password and for all activities that occur under your account.

5. The Virtual Token System

Pipoll includes a virtual token system where users can earn, hold, and spend tokens based on goal completion. Tokens have NO real-world monetary value whatsoever and cannot be exchanged for cash, cryptocurrency, or any other form of payment. The token system is designed for motivational and gamification purposes only and does not constitute gambling, as outcomes depend primarily on user behavior rather than chance.

6. Goal Verification and Third-Party APIs

Goals may be verified through self-reporting or integration with third-party APIs (e.g., fitness apps, location services). Pipoll makes no warranty regarding the accuracy, reliability, or completeness of any goal verification method. Users are responsible for ensuring that their goal submissions are truthful and accurate.

7. Public Goals — User Acknowledgment

By default, all goals created on Pipoll are visible to all Pipoll users globally. Warning: Do not include sensitive personal information (such as financial data, health information, or location details) in publicly posted goals. You are solely responsible for the content you choose to share.

8. User Conduct and Prohibited Activities

You agree not to: (a) post false, misleading, or deceptive content; (b) attempt to hack, manipulate, or exploit the token system; (c) impersonate any person or entity; (d) use the App for any illegal purpose; (e) exploit or harm minors in any way.

9. User-Generated Content License

You retain ownership of any content you post on Pipoll. By posting content, you grant Pipoll a non-exclusive, worldwide, royalty-free license to use, display, and distribute that content within the App.

10. Location Services

Pipoll may use your device's location services to provide localized features such as matching with nearby peers. Pipoll does NOT share your precise GPS coordinates with other users. You may disable location services at any time through your device settings.

11. Preset Notifications

The App sends system-generated notifications to remind users of their goals and activities. Pipoll does not currently support direct messaging between users.

12. No Content Moderation

Pipoll does not currently operate an active content moderation system or user reporting mechanism. If you encounter content that you believe violates these Terms or is illegal, please contact us immediately at lifeline@pipoll.live.

13. Intellectual Property

The Pipoll App, including its code, design, logos, and content, is the property of Pipoll S.A. and is protected by intellectual property laws. Users retain ownership of their user-generated content.

14. Disclaimers of Warranty

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Pipoll is not a medical or mental health service and does not provide medical advice.

15. Limitation of Liability

In no event shall Pipoll S.A.'s total liability to you for all damages exceed USD $100. Pipoll shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

16. Indemnification

You agree to indemnify, defend, and hold harmless Pipoll S.A. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your use of the App or your violation of these Terms.

17. Account Termination

Pipoll may terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, all virtual tokens associated with your account will be forfeited. You may delete your account at any time through the App settings.

18. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the Republic of Panama. For users outside the European Union and United Kingdom, any disputes shall be resolved through binding arbitration. Users in the EU and UK retain their right to bring claims in their local courts.

19. Changes to These Terms

Pipoll reserves the right to modify these Terms at any time. Material changes will be notified at least 14 days in advance through the App. Your continued use of the App after the effective date constitutes acceptance of the modified Terms.

20. Miscellaneous

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. Pipoll's failure to enforce any right or provision shall not constitute a waiver. These Terms constitute the entire agreement between you and Pipoll.

21. Contact Information

Entity: Pipoll S.A. — Legal Team
Address: BMW Plaza, Piso 9, Calle 50, Panama City, Republic of Panama
Email: lifeline@pipoll.live, privacy@pipoll.live, security@pipoll.live
Web: https://pipoll.live